Privacy Policy

1. Information We Collect

Personal Information

When you create an account, we collect:

• Name and email address (from OAuth providers like Google and GitHub)
• Profile picture (if provided by OAuth provider)
• Account creation and last login timestamps

Portfolio Data

To provide our services, we store:

• Portfolio names and configurations
• Stock positions (ticker, shares, purchase price, purchase date)
• Dividend goals and preferences
• Investment calculations and analytics

Usage Data

We automatically collect:

• IP address and browser information
• Pages visited and features used
• Session duration and frequency of use
• Error logs and performance data

2. How We Use Your Information

We use your information to:

• Provide and maintain our portfolio tracking services
• Calculate dividends, returns, and investment analytics
• Send you important service updates and notifications
• Improve our platform and develop new features
• Ensure security and prevent fraud
• Comply with legal obligations

3. Data Storage and Security

We implement industry-standard security measures to protect your data:

• All data is encrypted in transit and at rest
• We use secure cloud infrastructure (Supabase/Vercel)
• Regular security audits and vulnerability assessments
• Access controls and authentication requirements
• Regular backups with encryption

4. Data Sharing

We do not sell, trade, or rent your personal information to third parties. We may share data only in these circumstances:

• Service Providers: Trusted partners who help us operate our platform (hosting, analytics, email services)
• Legal Requirements: When required by law or to protect our rights
• Business Transfers: In case of merger, acquisition, or sale of assets
• Consent: When you explicitly authorize us to share your information

5. Third-Party Services

We integrate with third-party services to provide stock data and authentication:

• Alpha Vantage: For real-time stock prices and dividend data
• Finnhub: Backup data source for stock information
• Google OAuth: For secure account authentication
• GitHub OAuth: For secure account authentication

These services have their own privacy policies, and we encourage you to review them.

6. Your Rights (GDPR/CCPA)

You have the right to:

• Access: Request a copy of your personal data
• Rectification: Correct inaccurate or incomplete data
• Erasure: Request deletion of your personal data
• Portability: Receive your data in a structured, machine-readable format
• Restriction: Limit how we process your data
• Objection: Object to certain types of data processing

To exercise these rights, contact us at privacy@dividnd.com

7. Cookies and Tracking

We use cookies and similar technologies to:

• Remember your login status and preferences
• Analyze usage patterns and improve our service
• Provide personalized content and features
• Ensure security and prevent fraud

You can control cookie settings through your browser preferences.

8. Data Retention

We retain your data for as long as your account is active or as needed to provide our services. When you delete your account, we will:

• Delete your personal information within 30 days
• Retain anonymized analytics data for service improvement
• Keep certain data as required by law or for legitimate business purposes

9. International Transfers

Your data may be transferred to and processed in countries other than your own. We ensure appropriate safeguards are in place to protect your data in accordance with applicable privacy laws.

10. Children's Privacy

Our service is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us.

11. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date. We encourage you to review this Privacy Policy periodically.

12. Contact Us

If you have any questions about this Privacy Policy, please contact us: